{"id":234,"date":"2016-11-01T10:37:50","date_gmt":"2016-11-01T10:37:50","guid":{"rendered":"http:\/\/bridge84.qodeinteractive.com\/?page_id=234"},"modified":"2018-10-04T23:16:20","modified_gmt":"2018-10-04T23:16:20","slug":"services","status":"publish","type":"page","link":"https:\/\/minervafinancial.com.au\/?page_id=234","title":{"rendered":"Our Services"},"content":{"rendered":"

[vc_row css_animation=”” row_type=”row” use_row_as_full_screen_section=”no” type=”grid” angled_section=”no” text_align=”center” background_image_as_pattern=”without_pattern” css=”.vc_custom_1477997585982{padding-top: 82px !important;padding-bottom: 1px !important;}”][vc_column width=”1\/2″ offset=”vc_col-lg-3 vc_col-md-3″]<\/i><\/span><\/span>[vc_empty_space height=”23px”][vc_column_text]<\/p>\n

First Home Buyers<\/h5>\n

[\/vc_column_text][vc_empty_space height=”18px”][vc_column_text]We have a special package to assist First Home Buyers find the best loan for you from a panel of over 35 lenders. We will also assist you in apllying for the various concessions available for first home buyers including First Home Buyers Grant both State and Federal and also the Principal Place of Residence concession.[\/vc_column_text][vc_empty_space height=”50px”][\/vc_column][vc_column width=”1\/2″ offset=”vc_col-lg-3 vc_col-md-3″]<\/i><\/span><\/span>[vc_empty_space height=”23px”][vc_column_text]<\/p>\n

Investment<\/h5>\n

[\/vc_column_text][vc_empty_space height=”18px”][vc_column_text]When thinking of buying an investment property it is important to make sure that your borrowings are structured in the most tax effective manner. Our mortgage consultants will assist you with this or you can speak with one of Minervas Financial Planner. We will assist you to make sure that you correctly use negative gearing, the correct ownership and use interest only facilities where appropriate. The wrong structure can cost thousands in tax savings. Also ask our Mortgage Consultants about our depreciation schedule service.[\/vc_column_text][vc_empty_space height=”50px”][\/vc_column][vc_column width=”1\/2″ offset=”vc_col-lg-3 vc_col-md-3″]<\/i><\/span><\/span>[vc_empty_space height=”23px”][vc_column_text]<\/p>\n

Home Loans & Personal Loans<\/h5>\n

[\/vc_column_text][vc_empty_space height=”18px”][vc_column_text]Our Mortgage Consultants can assist you with personal loans which can be a convenient and fast solution to your smaller personal borrowing needs.<\/p>\n

Minerva provides a specialized service for the self employed, with a wide range of Lo Doc and No Doc loans available and considerable commercial and business loan experience.[\/vc_column_text][vc_empty_space height=”50px”][\/vc_column][vc_column width=”1\/2″ offset=”vc_col-lg-3 vc_col-md-3″]<\/i><\/span><\/span>[vc_empty_space height=”23px”][vc_column_text]<\/p>\n

Refinance<\/h5>\n

[\/vc_column_text][vc_empty_space height=”18px”][vc_column_text]With Banks constantly changing the terms and conditions of loans and adding new loans to their range it is more important than ever to review your loan facilities. Ask our Mortgage Consultants to perform a free no obligation Home Loan Review.[\/vc_column_text][vc_empty_space height=”50px”][\/vc_column][\/vc_row][vc_row css_animation=”” row_type=”row” use_row_as_full_screen_section=”no” type=”full_width” angled_section=”no” text_align=”left” background_image_as_pattern=”without_pattern” css=”.vc_custom_1473947892486{padding-top: 74px !important;}”][vc_column][qode_elements_holder number_of_columns=”two_columns” switch_to_one_column=”1000″][qode_elements_holder_item item_padding=”0 12.5% 0 0″ vertical_alignment=”middle” advanced_animations=”no” item_padding_768_1024=”0 0 7% 0″ item_padding_600_768=”0 10% 7%” item_padding_480_600=”0 10% 10%” item_padding_480=”0 10% 12%”][vc_single_image image=”141″ img_size=”large” qode_css_animation=”” css=”.vc_custom_1509922405661{padding-left: 20px !important;}”][\/qode_elements_holder_item][qode_elements_holder_item item_padding=”0 33% 0 0″ vertical_alignment=”middle” advanced_animations=”no” item_padding_1280_1440=”0 10% 0 0″ item_padding_1024_1280=”0 0 0 0″ item_padding_768_1024=”0 10%” item_padding_600_768=”0 10%” item_padding_480_600=”0 10%” item_padding_480=”0 10%”][vc_column_text]<\/p>\n

How We Work<\/h2>\n

[\/vc_column_text][vc_empty_space height=”27px”][vc_column_text]<\/p>\n

Minerva may assist you by saving you time and effort in finding a suitable alternative home loan provider.<\/i><\/h4>\n

[\/vc_column_text][vc_empty_space height=”33px”]

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Source alternate loan options on your behalf<\/p><\/div>

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Provide you with several loan options from which you may choose the most suitable<\/p><\/div>

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Deal directly with the relevant institutions on your behalf<\/p><\/div>

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Assist you with the necessary paperwork<\/p><\/div>

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Co-ordinate the loan application process with your lender of choice through to full loan approval<\/p><\/div>[\/qode_elements_holder_item][\/qode_elements_holder][\/vc_column][\/vc_row]<\/p>\n","protected":false},"excerpt":{"rendered":"

[vc_row css_animation=”” row_type=”row” use_row_as_full_screen_section=”no” type=”grid” angled_section=”no” text_align=”center” background_image_as_pattern=”without_pattern” css=”.vc_custom_1477997585982{padding-top: 82px !important;padding-bottom: 1px !important;}”][vc_column width=”1\/2″ offset=”vc_col-lg-3 vc_col-md-3″][vc_empty_space height=”23px”][vc_column_text] First Home Buyers [\/vc_column_text][vc_empty_space height=”18px”][vc_column_text]We have a special package to assist First Home Buyers find the best loan for you from a panel of over 35 lenders. We…<\/p>\n","protected":false},"author":1,"featured_media":0,"parent":0,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"full_width.php","meta":{"footnotes":""},"aioseo_notices":[],"_links":{"self":[{"href":"https:\/\/minervafinancial.com.au\/index.php?rest_route=\/wp\/v2\/pages\/234"}],"collection":[{"href":"https:\/\/minervafinancial.com.au\/index.php?rest_route=\/wp\/v2\/pages"}],"about":[{"href":"https:\/\/minervafinancial.com.au\/index.php?rest_route=\/wp\/v2\/types\/page"}],"author":[{"embeddable":true,"href":"https:\/\/minervafinancial.com.au\/index.php?rest_route=\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/minervafinancial.com.au\/index.php?rest_route=%2Fwp%2Fv2%2Fcomments&post=234"}],"version-history":[{"count":10,"href":"https:\/\/minervafinancial.com.au\/index.php?rest_route=\/wp\/v2\/pages\/234\/revisions"}],"predecessor-version":[{"id":453,"href":"https:\/\/minervafinancial.com.au\/index.php?rest_route=\/wp\/v2\/pages\/234\/revisions\/453"}],"wp:attachment":[{"href":"https:\/\/minervafinancial.com.au\/index.php?rest_route=%2Fwp%2Fv2%2Fmedia&parent=234"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}